Most sites need unarmed officers. Some need armed ones. The difference is not how serious a site is. It is what the officer may have to stop, and what the contract, the insurer, and the law require.
Start with the risk on site
Look at what is there and what has happened before. Armed coverage is usually considered for:
- Cash handling, such as banks, cash rooms, and armored pickups.
- High-value or regulated goods, materials, or equipment.
- Isolated posts at night, far from help.
- A history of violence or armed incidents at or near the site.
Lobbies, offices, most retail, construction sites, and events are usually well served by trained, visible unarmed officers.
Check what you are required to have
Read the solicitation, the lease, and the insurance policy before deciding. Some federal posts and contracts specify armed officers. Some properties and insurers prohibit firearms on site. Either requirement settles the question.
Weigh the cost of getting it wrong
Armed officers cost more and carry more liability. An armed officer where a visible unarmed presence would do adds cost without adding much protection. An unarmed officer where the risk calls for an armed one leaves a gap.
What armed officers need
Colorado has no statewide security license, so the city sets the rules. Ask any vendor for its license in the city where your site is, and confirm that firearms qualifications are current at the time of post.
If you are not sure
Walk the site with the security company before anything is signed. A good vendor will tell you when unarmed coverage is enough.














